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Flexible Loan Solutions for Every Need

Your Trusted Legal Licensed Moneylender in Singapore Personal and Short-Term Loans Available Now!

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Get in touch

Get in Touch with Fast Finance Singapore

We’re here to help you with your financial needs, quickly and conveniently. Our friendly team is ready to assist if you have questions about our personal loans, short-term loans, payday loans, or foreigner loans. At Fast Finance Singapore, your financial solution is just a conversation away!

2 Hour Loan Approval

Get remote financial consulting help

Our 2-Hour Loan Approval service offers you the convenience of getting your loan approved within just 2 hours. With a simple application process that can be completed online or in-person.

Why Us?

Our aim is to offer quick cash to those in need with the best lowest rates in town.

Ploan are a dedicated team who's here to give you the best service

WHY US?

Fast Finance Singapore – Your Trusted Loan Partner

🔹 Lower Interest Rates, Higher Borrowing Limits
Need financial support? We’re here to cater to your every need with competitive rates and higher borrowing limits.

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two men in suit sitting on sofa

🔹 Convenient Applications, Exclusive Benefits
Apply for loans hassle-free via our mobile app and enjoy a seamless process with exclusive perks waiting for you.

🔹 100% Privacy & Security Guaranteed
Your trust matters. Your personal information is safeguarded with top-notch confidentiality—always.

🔹 Flexible Repayment Periods Tailored for You
We make repayments stress-free with personalized, longer-term plans designed just for your comfort.

🔹 Simple Eligibility, Free Cancellations
With easier-to-meet criteria, loan approvals are faster than ever—and you can cancel without any penalties.

🔹 Custom Packages for Every Income Group
Financial solutions for everyone. We’re committed to offering tailored packages for all, including lower-income groups.

Our Credit Solutions – Your Bridge to Financial Freedom

No matter the financial challenges you’re facing, our tailored credit solutions are designed to help you take the next step toward your goals. As a trusted private money lender in Singapore, we craft loan packages that align with your needs, making your financial dreams a reality.

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white and red wooden house miniature on brown table

150+

15

Licensed Money Lender

Trusted Service

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Our Comprehensive Loan Services

Personal Loans

Life can be unpredictable, and when unexpected expenses arise, our personal loans are here to provide the financial support you need. Whether it’s a medical emergency, home renovation, or any other urgent cost, our tailored solutions ensure you can focus on what truly matters without worrying about your finances. With competitive interest rates, flexible repayment options, and a quick application process, getting the funds you need has never been easier.

Foreigner Loans

New to Singapore? Managing finances in a new country can be daunting, but we’re here to help. Our specialised foreigner loan packages are designed to give you access to the funds you need, whether for settling in, unforeseen expenses, or personal goals. With easy application requirements and a fast approval process, you can enjoy financial peace of mind as you establish your life in Singapore.

Payday Loans

Bridge the gap between paydays with our convenient and fast payday loans. Designed to help you manage temporary cash flow challenges, our short-term payday loans provide a quick financial solution until your next paycheck. Enjoy a hassle-free application process, fast approvals, and terms that fit your needs, ensuring you can handle life’s little surprises without stress.

Short-Term Loans

When you need a financial boost, our short-term loans are the perfect solution. Whether it’s for an urgent purchase, a temporary cash crunch, or any other immediate need, our loans are designed to provide quick access to funds without long-term commitment. Flexible, reliable, and straightforward—our short-term loans give you the financial freedom to move forward confidently.

At Fast Finance Singapore, we take pride in offering a diverse range of loan services to meet your unique financial needs. Whether you're an individual looking for quick personal funding, an entrepreneur seeking to grow your business, or a foreigner needing financial assistance, we’ve got you covered with solutions tailored just for you.

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3 Simple Steps to Receive
your instant cash loan

Provide a general summary of the services you provide, highlighting key features and benefits for potential clients.

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woman signing on white printer paper beside woman about to touch the documents

Choose Your Loan and Application Method

  • Apply Online: Fill out our simple online form. It just takes 2 minutes.

  • WhatsApp Us: Prefer a more personal touch? Reach out via WhatsApp for guidance through the process.

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black laptop computer

Instant Loan Approval

  • Expect a response within 30 minutes. We’ll present you with a clear, transparent loan offer.

  • No hidden fees or confusing terms – we explain everything in plain language.

Immediate Cash Disbursement

  • Once verified, you’ll receive your cash loan on the spot!

  • No waiting or complex procedures – walk out with the money you need.

Customer reviews

Discover what our clients think about our service

2. Flexible Repayment That Suits My Needs
"Fast Finance Singapore truly understands their customers. They offered me a repayment plan that fit perfectly with my budget, which eased my worries. Their transparency and zero hidden charges were a bonus. I’ll definitely return if I need financial assistance again!"Jonathan L.

Jonathan L.

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man standing near balcony

1. Quick and Hassle-Free Experience
"I was in urgent need of funds and stumbled upon Fast Finance Singapore. The application process was so straightforward, and I got my loan approved within hours. Their team was professional and guided me through every step. Highly recommend them for their efficiency and customer care!"Rachel T.

woman wearing black crew-neck shirt
woman wearing black crew-neck shirt

Rachel T.

★★★★★
★★★★★
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3. Excellent Service and Low Interest Rates
"I’ve worked with other lenders before, but Fast Finance Singapore stood out with their friendly service and competitive interest rates. They explained all the terms clearly and ensured I was comfortable with the loan package. Trustworthy and reliable!"Amanda W.

Amanda W.

woman wearing black crew-neck shirt
woman wearing black crew-neck shirt

4. A Lifesaver in Difficult Times
"When I faced unexpected expenses, Fast Finance Singapore came to my rescue. The team was empathetic and quick to provide a solution tailored to my needs. The privacy and confidentiality they maintained gave me peace of mind. Thank you for being a dependable partner in tough times!"Mohammad H.

Mohammad H.

man standing near balcony
man standing near balcony
★★★★★
★★★★★

Frequently asked questions

1. Am I eligible for Loan?

All Singaporeans are welcome to apply for a loan. However, we currently do not accept applications from individuals from Bangladesh or India.

2. What are the interest rates and fees?
As a licensed moneylender in Singapore, we adhere to the regulations set by the Ministry of Law:

  • Interest rate: Up to 4% per month

  • Administrative fee: Up to 10% of the principal loan amount (deducted upfront)

  • Late payment fee: Up to S$60 per month

  • Late interest: Up to 4% per month on the amount in arrears

We’re committed to transparency and will clearly explain all fees before you sign any loan agreement..

3. What documents do I need to apply for a loan?
For Singaporeans and Permanent Residents (PR):
  • NRIC

  • Proof of residence (Latest Phone Bills / Utility Bills / Bank Statement / Tenancy Agreement)

  • Proof of income:

    • Employed: Recent 3 months’ payslips and CPF contribution history

    • Self-employed: Recent 2 years’ income tax assessment

For Foreigners:

  • Passport

  • Valid work pass [Employment Pass (E Pass), S Pass, Work Permit, Dependent Pass (DP) / LTVP with permit to work]

  • Proof of residence in Singapore (Latest Phone Bills / Utility Bills / Tenancy Agreement)

  • Recent 3 months’ payslips

  • Bank statements for the last 3 months

4. How much can I borrow?
As a responsible loan agency, we always encourage our clients to borrow only what they need and can comfortably repay. The golden rule is to ensure that your loan repayments fit within your budget and don’t strain your finances.

That being said, the maximum loan amount you’re eligible for depends on your income and the type of loan:

Unsecured Loans:

  • For those earning less than S$20,000 annually: Up to S$3,000

  • For those earning S$20,000 or more annually: Up to 6 times your monthly income

Secured Loans:

  • The loan amount can be higher and is typically based on the value of the security provided.

Remember, just because you’re eligible for a certain amount doesn’t mean you should borrow the maximum. Our loan officers are here to help you determine a loan amount that meets your needs while ensuring comfortable repayment.

5. How long does the loan approval process take?
Our approval process is quick—usually within a few hours. You’ll receive your funds on the same day once the loan is approved.

6. What if I have a bad credit score?

We consider each application individually. While a good credit score helps, it’s not the only factor we look at. We’ll work with you to find a suitable loan package.

7. What are the loan eligibility criteria?

  • You’re eligible if you meet the following criteria:

  • At least 18 years old

  • Singaporean, Permanent Resident, or foreigner with a valid work pass

  • Have a regular income source

  • We assess each application individually, so don’t hesitate to apply even if you have concerns about your eligibility.